Cost of Studying in Canada (2026)

Tuition, living costs and a realistic annual budget for international students.

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Tuition by program

ProgramAnnual tuition (CAD)
Arts / Social Science20,000–30,000
Engineering / Science25,000–45,000
Business28,000–55,000
Master's (course-based)15,000–35,000
College diploma15,000–22,000

Living costs by city

Living costs run about CAD 12,000–24,000 per year. Montreal, Halifax and Edmonton are 30–40% cheaper than Toronto or Vancouver. Budget for rent, food, transport, health insurance (provincial, varies) and phone/internet.

Sample annual budget

A realistic total is about CAD 35,000 in an affordable city (e.g., Halifax/Montreal) up to CAD 60,000+ in Toronto/Vancouver, tuition included. Quebec French-language programs are often cheaper.

Compare with the Canada vs Australia cost guide, or read the study-to-PR pathway.

Frequently Asked Questions

How much does it cost to study in Canada per year?

About CAD 35,000 in affordable cities to CAD 60,000+ in Toronto/Vancouver, tuition included.

Which Canadian cities are cheapest?

Montreal, Halifax and Edmonton are notably cheaper than Toronto and Vancouver.

Do I need health insurance?

Yes — coverage varies by province; budget for it.

Can I work while studying?

Yes, within the study-permit work rules; earnings help with living costs.

Related guides

PrepSettle is an independent practice site, not a migration agent. Visa rules, occupation lists, points and fees change frequently — always confirm the current details on the official sources linked below (canada.ca, immi.homeaffairs.gov.au, studyaustralia.gov.au) before you decide.